Commercial Insurance —
Protect Your Business with Coverage That Works as Hard as You Do
From liability to property to E&O, Go Pink Insurance helps Florida businesses find the right commercial insurance — with expert guidance and trusted carrier partnerships.
Why Commercial Insurance Is Essential
Running a business is a big investment — and a big responsibility. Whether you’re a contractor, shop owner, freelancer, or run a growing team, one lawsuit, accident, or unexpected event can put everything at risk.
Commercial insurance helps protect your livelihood, your reputation, and your peace of mind. At Go Pink, we help you choose the right protection for your specific business — with honest guidance and no pressure.
Types of Commercial Coverage We Help You Secure
We help you shop and compare policies from leading providers to cover:
General Liability Insurance
Covers bodily injury, property damage, and basic legal risks.
Commercial Property Insurance
Protects your physical location, inventory, and equipment.
Errors & Omissions (E&O) / Professional Liability
Covers service-based businesses against lawsuits from mistakes, delays, or bad advice — essential for consultants, contractors, creatives, etc.
Workers’ Compensation
Required in most cases — covers employee injuries on the job.
Commercial Auto Insurance
Covers vehicles used for business, including trucks and delivery vans.
Business Owner’s Policy (BOP)
Bundles liability and property into one cost-effective package — great for small businesses.
Cyber Liability / Data Breach Coverage
Protects sensitive customer and employee data.
How Go Pink Insurance Helps Business Owners
We’re not a carrier — we’re your advocate. That means:
We compare policies from top commercial carriers
We explain each coverage in plain English
We match your coverage to your business type, budget, and client requirements
We help with compliance documents for vendors, contracts, or job sites
From nail salons to contractors to retail stores — we help you protect what you’ve built.
FAQs
What is business insurance?
Business Insurance protects a company from losses due to events that may occur during the normal course of business. There are many types of small business insurance including coverage for property damage, legal liability, cyber and internet protection, and employee-related risks.
What type of Business Insurance do I need?
No two businesses are identical so it is important to first understand the risk exposures associated with your type of business. Once identified, you can ten outline the types of insurance needed to provide adequate coverage. In almost all types of business, you will need general liability, commercial property insurance if the building is owned, business personal property for equipment, furniture, etc., and worker’s compensation coverage if you have employees. There are additional coverages such as inland marine, cyber liability, professional liability which can also be purchased to cover any gaps in coverage. Please reach out to discuss these with your Go Pink Insurance Agent today.
What does General Liability cover for businesses?
General Liability protects business organizations against liability claims for bodily injury and property damage that may occur on the premises from operations, personal injury, and other potential losses that can arise from business operations.
What is a Waiver of Subrogation?
A waiver of subrogation is an agreement between two parties in which on party agrees to waive subrogation rights against another in the event of a loss. Typically, insurance policies do not bar coverage if an insured waives subrogation against a third party before a loss. However, coverage is excluded from any policies if subrogation is waived after a loss because to do so would violate the principle of indemnity. Reach out to your Go Pink Insurance Agent today to your waivers.
What is a Business Owner’s Policy (BOP)?
A business owner’s policy (BOP) is a package policy geared towards small to medium sized businesses which combine liability, business interruption, and commercial property insurance coverage.
